The program amounts are US$45,000 in processing fees plus US$3 million in gifts, totaling US$3,045,000. Visa, medical and professional charges are additional. These figures describe different payment stages; after processing fees have been paid, the total household budget is not the amount of a new gift wire.
Budget the sale proceeds after real deductions
Compare cleared funds with the verified gift instruction, conversion costs and any bank charges. Keep professional estimates tied to a defined scope. Only the processing fee is expressly described as non-refundable in the stated terms; do not infer either a general refund entitlement or universal non-refundability for every other expense.
Track professional and document expenses separately, because a family promise cannot create a government refund or settle a private repayment dispute. Budget separately for any government charge, independent professional advice, travel, and document collection, but do not assume any expenditure secures approval. Applicants should also expect ordinary ancillary costs — legal fees, document preparation, translations — which sit outside the programme's own charges and are payable regardless of outcome.