Read the general immigrant investor briefing overview
A bank instruction, an employer’s promise and a recipient’s confirmation establish different facts. A Fundy Albert applicant comparing EB-5 with corporate Gold Card sponsorship should map the payer, recipient, conditions and current location of the money before treating a budget as funded.
Reconcile an EB-5 transfer with the investment obligation
Retain the instruction and the receipt, and explain any difference in dates or amounts. A pending wire is not evidence that the recipient already received the funds; counsel must assess the actual investment stage. EB-5 generally calls for US$1.05 million, or US$800,000 in qualifying targeted employment area or infrastructure cases, with statutory adjustments beginning January 1, 2027. Check the petition’s filing-date requirements. Lawful source and path, at-risk capital, management or policy-formulation participation and at least ten qualifying full-time jobs per investor all remain necessary. Moving money does not establish the rest of the case.
Separate company sponsorship from employee repayment
Corporate Gold Card terms specify US$2 million per sponsored employee after vetting when the gift is instructed, plus a US$15,000 nonrefundable processing fee per person. The individual principal gift is US$1 million instead. Each included eligible spouse or unmarried child under 21 requires an additional US$1 million and US$15,000, including corporate cases. Ask which amounts the employer has actually agreed to cover and identify any private repayment promise separately. Published corporate terms add 1% annual maintenance and 5% for a transfer with a fresh background check; a replacement employee is not automatically approved.
Do not let a funding milestone become a status assumption
Gold Card still depends on EB-1 or EB-2 eligibility, admissibility and visa availability. Its gift is not equity or an entitlement to repayment or citizenship. On the EB-5 side, petition approval is not residence or employment permission; conditional residence is followed by I-829, generally during the 90 days before its second anniversary. Filing that petition neither removes conditions automatically nor guarantees a distribution. Keep the status schedule beside the funding schedule so a bank’s completion notice is not mistaken for immigration authorization.
What else is on your mind?
Does an EB-5 immigration review tell me whether an investment is good?Is the Gold Card another name for EB-5?Should I assume one Gold Card payment covers my family?Editorial source review: 2026-09-07. General preparation guidance, not an individual assessment.