It is not current cash simply because a projection shows it. Budget using the actual availability and risks.
Identify separate household resources
Distinguish qualifying investment, government charges, professional costs and living expenses. Avoid assuming an investment will return in time to fund the next obligation.
Use the investor’s actual available amount after obligations and distribution terms are understood; gross company receipts are not necessarily investable shareholder funds. Read the actual agreements and obtain advice on any additional-capital provisions; do not assume either an unlimited obligation or a promise that no further contribution can arise. Keep independent financial due diligence and any family-related costs visible as their own budget items rather than folded into a single advertised package price. Independent diligence on the project itself, including a review of the job creation methodology and the offering documents, costs money that investors resent spending and later wish they had spent more of. Obtain appropriate advice on obligations affecting the proceeds, and verify current official fees and project charges; this account does not calculate the transaction’s tax result.
Treat the withholding tax and the eventual income-tax liability as a cost of raising the capital, separate from the EB-5 threshold, the regional-center administrative fee and the USCIS fees under the fee schedule. Ask for a written payment schedule naming each recipient, the amount, the trigger and the refund position, then compare it against the household's own liquidity month by month.